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Description
Enter the company code. You need to run the evaluation separately foreach company code. The system only takes loans which correspond to the selection criteriainto account for the evaluation (for example, 1st quarter) Via these fields, you can narrow down the selection further. Enter the currency. You need to run the evaluation separately for eachcurrency. If this field is not flagged, the system calculates the capital amountfields as of the corresponding fixed period end date. If you want touse a different calculation date, you need to flag this field and entera calculation date. This can be appropriate if, for example, postingsexist after the end of the fixed period (such as repayments. You need to set this flag if you want to print out all the selectedloans individually. If you set this flag, the system sorts the loans by file and displaysthe corresponding file. You need to set this flag if you want to output the main borrower foreach loan. At present, you can only display the main borrower for loanswhich are already in a file. If the evaluation period (end of fixed period from - to) is less thanor equal to a year, you can print out annual statistics. The annualstatistics give you a 'graphical' overview of the due dates forindividual loans by displaying the commitment capital of each loan inthe column for the month in which the loan fixed interest period ends. The header area contains the selection criteria entered for the companycode, currency, product types and evaluation period. The system outputs the full statistics for each product type/loan type. The are three main columns: 'Total', 'Rolled over several times' and'Adjusted'. In each column, you see the number of loans and theremaining amounts. The 'Total' column covers all the loans due. If a loan is due severaltimes within the evaluation period, that is to say, if the loan hasalready been rolled over, it is also taken into account several times.Multiple rollovers are output in the 'Rolled over several times'column. The difference between the first two columns is displayed inthe 'Adjusted' column. In the 'Repaid' row, the system displays the number of units and theremaining capital of loans which have been paid off in the usual way.These loans do not appear in the following lines. In the 'Pending' row, the system displays all the loans (except for theloans which have been paid off!) where the end of the fixed interestperiod falls within the evaluation period ( = 100 %). The loans pendingare then subdivided into: Loans rolled over Loans which have been rolled over appear in two rows. The 'Rolloverbefore repayment' row contains the remaining capital before a possibleunscheduled repayment as part of a rollover. The 'Rollover afterunscheduled repayment' contains the remaining capital after theunscheduled repayment has been made. Transfer postings and unscheduledrepayments are disclosed separately. Loans paid back (row: 'paid back') Outstanding loans to be rolled over (row: 'outstanding') In the annual statistics, the system displays the individual loans withthe product type, the loan type and the remaining capital. Theremaining capital (divided by 1000) appears in the column for the monthdue. In the list of individual loans, the following data is output for eachloan: Contract no. Effective from (start of fixed interest period) End of fixed interest period End of term (end of contract term) Remaining capital before unscheduled repayment NTyp (notice type) Status ('Paid back', 'Outstanding', 'Rolled over', '___') Main borrower The the list of individual loans is sorted by loan number as a default.However, if you have set the 'Display file' flag, the loans are sortedby file name and then sorted by loan number within the file.
All condition headers which fall within the evaluation period, exceptfor the repaid (!) loans. All condition headers for which there is a previous condition header inthe evaluation period. This category also includes the last conditionheader of the evaluation period if the end of the fixed interest periodcorresponds to the end of the evaluation period and a further conditionheader exists after the evaluation period. ='Plan.rem.capital', in other words, including any extraordinaryrepayments or transfer postings made repayments or transfer postingsmade as part of the rollover. = 'Plan.rem.capital' plus extraordinary repayments made as part of therollover. = 'Plan.rem.capital' plus outflow transfers. For loans paid back, the 'plan.rem.capital after' must be zero and the'plan.rem.capital before' must be greater than zero. A loan is regardedas 'repaid' (in the usual way) when the remaining capital of adisbursed loan is already zero before an extraordinary repayment ortransfer posting is made. By contrast, a loan is 'paid back' if anextraordinary repayment or transfer posting has been made. For repaid loans, the 'plan.rem.capital after' and 'plan.rem.capitalbefore' values must both be zero. A loan is regarded as outstanding if the end of the fixed period forthe last condition header is before or the same as the end of theevaluation period and the loan has not been paid back (see above). All condition headers which fall within the evaluation period exceptthe last condition header. It does not matter if the end of the lastcondition header is identical to the end of the evaluation period. Ifthis is the case, the last condition header is included if there is afollow-up condition header after the evalution period. Original number of units minus the loans which have been rolled overseveral times.
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